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The power of transaction-based audiences
improves everything digital marketers do

by Commerce Signals | Jul 14, 2021 | Data

Robert Keith, a Pillsbury marketing executive first outlined the shift towards customer-centered marketing in his article “The Marketing Revolution.” Learn what the consumer wants; create advertising copy that captures their attention; and success will come, he said....

Racial and Income Gaps in Consumer Spending following COVID-19. NY Fed Article

by Juan Duarte | May 26, 2021 | Data

Commerce Signals Card Transactions Data Used in Federal Reserve Bank of New York Analysis. The following excerpts are from a recent article from the Federal Reserve Bank of New York. Commerce Signals, a TransUnion company, provided the consumer card transactions data...
A New Decade of Marketing Has Begun: 3 Consumer Shifts That Require Change

A New Decade of Marketing Has Begun: 3 Consumer Shifts That Require Change

by Juan Duarte and Nick Mangiapane | May 14, 2021 | Article, Data

The decade from 2010-2019 saw marketers adapt their strategies and tactics to keep up with consumer behavior and technology changes. Smartphone adoption quadrupled from 20% to 85%. Marketers, armed with more data than ever, responded by quintupling their investments...
Covid-19’s Impact on Consumer Spending Continues into 2021

Covid-19’s Impact on Consumer Spending Continues into 2021

by Melissa Lagrange | Mar 7, 2021 | Article, Data

In the 5 weeks following Holiday 2020, retail credit and debit card sales were up about 20% year over year (YoY).  By comparison, post-Holiday 2019 only grew by about 10%. So what is driving this post-Holiday 2020 growth for retail?  Online sales during...
A Holiday Unlike Any Other – Changes in Consumer Spending Behavior

A Holiday Unlike Any Other – Changes in Consumer Spending Behavior

by Anoti Deyala and Michael Carrie | Feb 1, 2021 | Article, Data

The week of Christmas 2020 looked a lot different than 2019. The coronavirus pandemic and government recommendations not to travel or gather with friends and family put a damper on traditions. Covid-19’s rapid spread impacted consumer spending patterns as well....
Did State Reopenings Increase Consumer Spending? NY Fed Analysis

Did State Reopenings Increase Consumer Spending? NY Fed Analysis

by Nick Mangiapane | Oct 5, 2020 | Article, Data

Commerce Signals Consumer Spending Data Used in Analysis by Federal Reserve Bank of New York The following excerpt is from a recently published article from the Federal Reserve Bank of New York. Their comprehensive analysis is refreshingly apolitical. Here’s a...
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