Tom is founder and CEO of Commerce Signals. Recognized as one of the Top 25 Innovators in Financial Services, and one of the Top 25 Influencers in Banking, Tom is well known as an industry connector and for his blog. Collaboration and data sharing takes much more than technology, and it is through trust, experience and reputation that new networks are built. Industry perspective is gained through experience and his team at Starpoint worked with customers such as: Google, Amazon, Amex, Verizon, Mastercard, Early-Warning, Barclays, Fishbowl, GKN, Hyperwallet, and more. Tom has 20 years experience in banking, payments, software development, venture finance, consumer marketing and sales. Prior to creating Commerce Signals, Tom held roles ranging from a NASA engineer to Head of Channels for Citigroup’s Global Consumer Group. At Citi, Tom’s primary focus was driving Citi’s international growth through remote channels (direct banking, mobile, phone). Tom’s global team of 8,000 were focused on: expanding Citi’s presence through a consistent technical and business footprint in 47 countries, creating direct banks in 8 countries, acquiring customers online, and managing global consumer digital/mobile marketing and innovation efforts world wide.